Guide · Car insurance · 7 chapters · 34 min in total
Understanding your car insurance policy
Read from the front page to the exclusions, in the order the document is actually built. Each chapter takes one section of a real policy and explains it line by line.
2 of 7 complete
1Read · 4 min
The schedule: your policy in one page
Where your premium, excess and named drivers actually live
2Read · 5 min
What third-party liability really covers
The minimum required by law, and where it stops
3Continue · 6 min
Excess: the part you always pay
Standard, voluntary and compulsory excess, and how they stack
45 min
Exclusions, and why they are written that way
Six clauses that decide most rejected claims
54 min
Named drivers and permitted use
Who may drive the car, and for what
66 min
Making a claim, step by step
Deadlines, evidence and the words that matter on the form
74 min
Renewal, cancellation and switching
Your deadline, and what carries over to a new insurer
Educational, general wording. Your own document decides what applies to you.